Do you ask yourself, where does my money go? Are you in debt? If you answered yes to any of these questions, don't worry, you are not alone. The average person is in debt, spends money in a heartbeat, is scared to check their bank account, but most importantly doesn't have a zero-based budget.
But what is a zero-based budget?
A zero-based budget is pretty simple. It is a way of budgeting where your income minus your expenses equal zero. For example, if you make $2,000 a month, you want the total amount of what you budget to equal $2,000. Every dollar gets a category!
Here are 3 steps that will help you create a zero-based budget that works for you.